Pros & Cons

✅ Pros

  • Substantial multi-policy savings when bundled with Progressive Auto
  • Single deductible benefit for home and auto claims from same event
  • User-friendly Online Quote & Name Your Price tool

❌ Cons

  • Underwritten by ASI, which operates independently from auto division
  • Frequent annual rate adjustments based on regional weather events

Roof Settlement & Windstorm Rules

Roof Settlement Type: Replacement Cost options

Wind & Hail Policy: Includes inland windstorm; excludes Tier 1 coastal