Pros & Cons
✅ Pros
- Decreasing Deductible credits $100 toward deductible every claim-free year
- Green Home Coverage endorsement pays to rebuild with eco-friendly materials
- Top-tier financial rating (A++)
❌ Cons
- Sold predominantly through independent brokers (less direct online self-service)
- Strict roof inspection requirement prior to binding
Roof Settlement & Windstorm Rules
Roof Settlement Type: Decreasing Deductible & RCV endorsements
Wind & Hail Policy: Customized hail deductible schedule